Financial integrity – Having the capability to meet financial obligations and actually meeting them when it is the time to do so. Anyone who has ever been late in paying a bill
or paying off a debt will tell you that sometimes it is not the fact that they are unable to make a payment towards their obligations that makes them feel bad or creates anxiety,
but how they feel about the fact that they are not in a position to honour their commitments. It chips away at their confidence and destroys the trust institutions or
friends and family have in them, which in turn creates even more anxiety.

Sindiso “Sindi” Muhlwa